What you’ll get

Your State Pension amount depends on your National Insurance record.

Check your State Pension forecast to find out how much you could get and when.

The full new State Pension is £185.15 per week.

The only reasons you can get more than the full State Pension are if:

• you have over a certain amount of Additional State Pension
• you defer (delay) taking your State Pension

If you reached State Pension age before 6 April 2016, you’ll get a different amount under the basic State Pension rules.

You can still get a State Pension if you have other income like a personal pension or a workplace pension.

You might have to pay tax on your State Pension.

If you’ve reached State Pension age and you’re on a low income, you may also qualify for Pension Credit, even if you’ve saved money for retirement.

How it’s paid

After you’ve made a claim you’ll get a letter about your payments.

The new State Pension is usually paid every 4 weeks into an account of your choice. You’re paid in arrears (for the last 4 weeks, not the coming 4 weeks).

There are different rules if you live abroad.

Your first payment

Your first payment will be within 5 weeks of reaching State Pension age. You’ll get a full payment every 4 weeks after that.

You might get part of a payment before your first full payment. The letter will tell you what to expect.

Your payment day

The day your pension is paid depends on your National Insurance number.

You might be paid earlier if your normal payment day is a bank holiday.